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o keep an eye on profit。  For the soul  adopts all affections and appetites without exception�察�and  cares only to combine them for some common purpose which  shall interest all。  Now�察�respect for the opinion of others�察 �the study of consequences�察�and the desire of power and  comfort�察�are all undeniably factors in the nature of man�察�and  the more undeniably since we find that�察�in our current  doctrines�察�they have swallowed up the others and are thought  to conclude in themselves all the worthy parts of man。   These�察�then�察�must also be suffered to affect conduct in the  practical domain�察�much or little according as they are  forcibly or feebly present to the mind of each。

Now�察�a man's view of the universe is mostly a view of the  civilised society in which he lives。  Other men and women are  so much more grossly and so much more intimately palpable to  his perceptions�察�that they stand between him and all the  rest�察�they are larger to his eye than the sun�察�he hears them  more plainly than thunder�察�with them�察�by them�察�and for them�察 �he must live and die。  And hence the laws that affect his  intercourse with his fellow´men�察�although merely customary  and the creatures of a generation�察�are more clearly and  continually before his mind than those which bind him into  the eternal system of things�察�support him in his upright  progress on this whirling ball�察�or keep up the fire of his  bodily life。  And hence it is that money stands in the first  rank of considerations and so powerfully affects the choice。   For our society is built with money for mortar�察�money is  present in every joint of circumstance�察�it might be named the  social atmosphere�察�since�察�in society�察�it is by that alone  that men continue to live�察�and only through that or chance  that they can reach or affect one another。  Money gives us  food�察�shelter�察�and privacy�察�it permits us to be clean in  person�察�opens for us the doors of the theatre�察�gains us books  for study or pleasure�察�enables us to help the distresses of  others�察�and puts us above necessity so that we can choose the  best in life。  If we love�察�it enables us to meet and live  with the loved one�察�or even to prolong her health and life�察 �if we have scruples�察�it gives us an opportunity to be honest�察 �if we have any bright designs�察�here is what will smooth the  way to their accomplishment。  Penury is the worst slavery�察 �and will soon lead to death。

But money is only a means�察�it presupposes a man to use it。   The rich can go where he pleases�察�but perhaps please himself  nowhere。  He can buy a library or visit the whole world�察�but  perhaps has neither patience to read nor intelligence to see。   The table may be loaded and the appetite wanting�察�the purse  may be full�察�and the heart empty。  He may have gained the  world and lost himself�察�and with all his wealth around him�察 �in a great house and spacious and beautiful demesne�察�he may  live as blank a life as any tattered ditcher。  Without an  appetite�察�without an aspiration�察�void of appreciation�察 �bankrupt of desire and hope�察�there�察�in his great house�察�let  him sit and look upon his fingers。  It is perhaps a more  fortunate destiny to have a taste for collecting shells than  to be born a millionaire。  Although neither is to be  despised�察�it is always better policy to learn an interest  than to make a thousand pounds�察�for the money will soon be  spent�察�or perhaps you may feel no joy in spending it�察�but the  interest remains imperishable and ever new。  To become a  botanist�察�a geologist�察�a social philosopher�察�an antiquary�察�or  an artist�察�is to enlarge one's possessions in the universe by  an incalculably higher degree�察�and by a far surer sort of  property�察�than to purchase a farm of many acres。  You had  perhaps two thousand a year before the transaction�察�perhaps  you have two thousand five hundred after it。  That represents  your gain in the one case。  But in the other�察�you have thrown  down a barrier which concealed significance and beauty。  The  blind man has learned to see。  The prisoner has opened up a  window in his cell and beholds enchanting prospects�察�he will  never again be a prisoner as he was�察�he can watch clouds and  changing seasons�察�ships on the river�察�travellers on the road�察 �and the stars at night�察�happy prisoner� �his eyes have broken  jail�  �And again he who has learned to love an art or science  has wisely laid up riches against the day of riches�察�if  prosperity come�察�he will not enter poor into his inheritance�察 �he will not slumber and forget himself in the lap of money�察 �or spend his hours in counting idle treasures�察�but be up and  briskly doing�察�he will have the true alchemic touch�察�which is  not that of Midas�察�but which transmutes dead money into  living delight and satisfaction。  ETRE ET PAS AVOIR ´ to be�察 �not to possess ´ that is the problem of life。  To be wealthy�察 �a rich nature is the first requisite and money but the  second。  To be of a quick and healthy blood�察�to share in all  honourable curiosities�察�to be rich in admiration and free  from envy�察�to rejoice greatly in the good of others�察�to love  with such generosity of heart that your love is still a dear  possession in absence or unkindness ´ these are the gifts of  fortune which money cannot buy and without which money can  buy nothing。  For what can a man possess�察�or what can he  enjoy�察�except himself�拭 �If he enlarge his nature�察�it is then  that he enlarges his estates。  If his nature be happy and  valiant�察�he will enjoy the universe as if it were his park  and orchard。

But money is not only to be spent�察�it has also to be earned。   It is not merely a convenience or a necessary in social life�察 �but it is the coin in which mankind pays his wages to the  individual man。  And from this side�察�the question of money  has a very different scope and application。  For no man can  be honest who does not work。  Service for service。  If the  farmer buys corn�察�and the labourer ploughs and reaps�察�and the  baker sweats in his hot bakery�察�plainly you who eat must do  something in your turn。  It is not enough to take off your  hat�察�or to thank God upon your knees for the admirable  constitution of society and your own convenient situation in  its upper and more ornamental stories。  Neither is it enough  to buy the loaf with a sixpence�察�for then you are only  changing the point of the inquiry�察�and you must first have  BOUGHT THE SIXPENCE。  Service for service�此�how have you  bought your sixpences�拭 �A man of spirit desires certainty in  a thing of such a nature�察�he must see to it that there is  some reciprocity between him and mankind�察�that he pays his  expenditure in service�察�that he has not a lion's share in  profit and a drone's in labour�察�and is not a sleeping partner  and mere costly incubus on the great mercantile concern of  mankind。

Services differ so widely with different gifts�察�and some are  so inappreciable to external tests�察�that this is not only a  matter for the private conscience�察�but one which even there  must be leniently and trustfully considered。  For remember  how many serve mankind who do no more than meditate�察�and how  many are precious to their friends for no more than a sweet  and joyous temper。  To perform the function of a man of  letters it is not necessary to write�察�nay�察�it is perhaps  better to be a living book。  So long as we love we serve�察�so  long as we are loved by others�察�I would almost say that we  are indispensable�察�and no man is useless while he has a  friend。  The true services of life are inestimable in money�察 �and are never paid。  Kind words and caresses�察�high and wise  thoughts�察�humane designs�察�tender behaviour to the weak and  suffering�察�and all the charities of man's existence�察�are  neither bought nor sold。

Yet the dearest and readiest�察�if not the most just�察�criterion  of a man's services�察�is the wage that mankind pays him or�察 �briefly�察�what he earns。  There at least there can be no  ambiguity。  St。 Paul is fully and freely entitled to his  earnings as a tentmaker�察�and Socrates fully and freely  entitled to his earnings as a sculptor�察�although the true  business of each was not only something different�察�but  something which remained unpaid。  A man cannot forget that he  is not superintended�察�and serves mankind on parole。  He would  like�察�when challenged by his own conscience�察�to reply�此�'I  have done so much work�察�and no less�察�with my own hands and  brain�察�and taken so much profit�察�and no more�察�for my own  personal delight。'  And though St。 Paul�察�if he had possessed  a private fortune�察�would probably have scorned to waste his  time in making tents�察�yet of all sacrifices to public opinion  none can be more easily pardoned than that by which a man�察 �already spiritually useful to the world�察�should restrict the  field of his chief usefulness to perform services more  apparent�察�and possess a livelihood that neither stupidity nor  malice could call in question。  Like all sacrifices to public  opinion and mere external decency�察�this would certainly be  wrong�察�for the soul should rest contented with its own  approval and indissuadably pursue its own calling。  Yet�察�so  grave and delicate is the question�察�that a man may well  hesitate before he decides it for himself�察�he may well fear  that he sets too high a valuation on his own endeavours after  good�察�he may well condescend upon a humbler duty�察�where  others than himself shall judge the service and proportion  the wage。

And yet it is to this very responsibility that the rich are  born。  They can shuffle off the duty on no other�察�they are  their own paymasters on parole�察�and must pay themselves fair  wages and no more。  For I suppose that in the course of ages�察 �and through reform and civil war and invasion�察�mankind was  pursuing some other and more general design than to set one  or two Englishmen of the nineteenth century beyond the reach  of needs and duties。  Society was scarce put together�察�and  defended with so much eloquence and blood�察�for the  convenience of two or three millionaires and a few hundred  other persons of wealth and position。  It is plain that if  mankind thus acted and suffered during all these generations�察 �they hoped some benefit�察�some ease�察�some wellbeing�察�for  themselves and their descendants�察�that if they supported law  and order�察�it was to secure fair´play for all�察�that if they  denied themselves in the present�察�they must have had some  designs upon the future。  Now�察�a great hereditary fortune is  a miracle of man's wisdom and mankind's forbearance�察�it has  not only been amassed and handed down�察�it has been suffered  to be amassed and handed down�察�and surely in such a  consideration as this�察�its possessor should find only a new  spur to activity and honour�察�that with all this power of  service he should not prove unserviceable�察�and that this mass  of treasure should return in benefits upon the race。  If he  had twenty�察�or thirty�察�or a hundred thousand at his banker's�察 �or if all Yorkshire or all California were his to manage or  to sell�察�he would still be morally penniless�察�and have the  world to begin like Whittington�察�until he had found some way  of serving mankind。  His wage is physically in his own hand�察 �but�察�in honour�察�that wage must still be earned。  He is only  steward on parole of what is called his fortune。  He must  honourably perform his stewardship。  He must estimate his own  services an

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