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true    state   of   the   case。    I    could    only    hope    that   he   had    heard    an 

exaggerated rumour for he said that her shares were worse than                       nothing�察�

and that the bank could not pay a shilling in the pound。                     I was glad that 

Miss   Matty   seemed   still   a   little   incredulous�察  �but   I    could   not   tell   how 

much of this was real or assumed�察�with that                  self´control which seemed 

habitual to ladies of Miss Matty's            standing in Cranford�察�who would have 



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thought their dignity         compromised by the slightest expression of surprise�察�

dismay�察  �or   any     similar   feeling   to   an   inferior   in   station�察  �or   in   a   public 

shop。       However�察�we walked home very silently。                 I am ashamed to say�察�I 

believe     I  was    rather   vexed    and    annoyed     at  Miss    Matty's     conduct     in 

taking the note to herself so decidedly。              I had so set my heart          upon her 

having a new silk gown�察�which she wanted sadly�察�in general                        she was so 

undecided anybody  might turn   her round�察  �in this case   I                had felt   that   it 

was no use attempting it�察�but I was not the less               put out at the result。 

     Somehow�察       �after   twelve    o'clock�察   �we   both   acknowledged         to  a  sated 

curiosity about the fashions�察�and to a certain fatigue of body                   ��which was�察�

in fact�察�depression of mind�� that indisposed us to go                 out again。      But still 

we never spoke of the note�察�till�察�all at             once�察�something possessed me to 

ask Miss Matty if she would think               it her duty to offer sovereigns for all 

the   notes   of   the  Town   and     County   Bank   she   met   with�拭      �I   could   have 

bitten   my   tongue   out   the     minute   I   had   said   it。  She   looked   up   rather 

sadly�察�and as if I had        thrown a new perplexity into her already distressed 

mind�察�and for a         minute or two she did not speak。               Then she said ´ my 

own dear Miss         Matty ´ without a shade of reproach in her voice ´ 

     ;My   dear�察  �I    never   feel   as  if   my   mind   was   what     people   call    very 

strong�察�and it's often hard enough work for me to settle what I                      ought to 

do with the case right before me。              I was very thankful to           ´ I was very 

thankful�察�that I saw my duty this morning�察�with the                     poor man standing 

by me�察�but its rather a strain upon me to keep               thinking and thinking what 

I   should   do   if   such   and   such   a   thing  happened�察  �and�察  �I   believe�察  �I   had 

rather wait and see what really             does come�察�and I don't doubt I shall be 

helped   then   if   I   don't  fidget   myself�察  �and   get   too   anxious   beforehand。 

You   know�察  �love�察  �I'm     not   like   Deborah。      If   Deborah   had   lived�察  �I've   no 

doubt she would           have seen after them�察�before they had got themselves 

into this     state。; 

     We   had   neither   of   us   much   appetite   for   dinner�察  �though   we   tried   to 

talk   cheerfully   about      indifferent    things。    When      we    returned    into   the 

drawing´room�察  �Miss   Matty   unlocked   her   desk   and   began   to   look             over 

her account´books。          I was so penitent for what I had said in             the morning�察�

that   I   did   not   choose   to   take   upon   myself   the  presumption   to   suppose 



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that I could assist her�察�I rather left her         alone�察�as�察�with puzzled brow�察�her 

eye followed her pen up and down              the ruled page。       By´and´by she shut 

the book�察�locked the desk�察�and            came and drew a chair to mine�察�where I 

sat   in  moody   sorrow      over   the   fire。   I   stole   my   hand   into  hers�察  �she 

clasped   it�察  �but   did   not   speak  a   word。    At   last   she   said�察  �with   forced 

composure       in  her   voice�察   �If  that   bank    goes   wrong�察   �I  shall  lose  one 

hundred and forty´nine          pounds thirteen shillings and fourpence a year�察�I 

shall only have       thirteen pounds a year left。;         I squeezed her hand hard 

and tight。      I did not know what to say。          Presently ��it was too dark to see 

her    face�� I felt her fingers work convulsively in my grasp�察�and I knew 

she was going to speak again。           I heard the sobs in her voice as she          said�察�

;I   hope    it's  not  wrong    ´  not  wicked    ´  but�察 �oh�   �I  am   so   glad   poor 

Deborah is spared this。         She could not have borne to come down                in the 

world ´ she had such a noble�察�lofty spirit。; 

     This was all she said about the sister who had insisted upon                investing 

their little property in that unlucky bank。           We were       later in lighting the 

candle than usual that night�察�and until that           light shamed us into speaking�察�

we sat together very silently and          sadly。 

     However�察      �we   took   to  our   work    after   tea  with   a  kind    of  forced 

cheerfulness ��which soon became real as far as it went���察�talking of                    that 

never´ending   wonder�察  �Lady   Glenmire's   engagement。             Miss   Matty      was 

almost coming round to think it a good thing。 

     ;I don't mean to deny that men are troublesome in a house。                     I don't 

judge   from   my  own   experience�察 �for   my  father   was   neatness   itself�察     �and 

wiped his shoes on coming in as carefully as any woman�察�but                    still a man 

has a sort of knowledge of what should be done in                  difficulties�察�that it is 

very   pleasant     to   have  one   at   hand  ready   to   lean    upon。    Now�察    �Lady 

Glenmire�察�instead of being tossed about�察�and               wondering where she is to 

settle�察�will be certain of a home among            pleasant and kind people�察�such as 

our   good   Miss   Pole   and   Mrs     Forrester。     And   Mr   Hoggins   is   really   a 

very personable man�察�and as            for his manners�察�why�察�if they are not very 

polished�察  �I   have   known     people   with   very   good   hearts   and   very   clever 

minds too�察�who were           not what some people reckoned refined�察�but who 

were both true and        tender。; 



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     She   fell   off   into   a   soft   reverie   about   Mr   Holbrook�察  �and   I   did   not 

interrupt her�察�I was so busy  maturing a plan I had had in my  mind                       for 

some days�察�but which this threatened failure of the bank had                   brought to a 

crisis。    That night�察�after Miss Matty went to bed�察�I             treacherously lighted 

the candle again�察�and sat down in the              drawing´room to compose a letter 

to the Aga Jenkyns�察�a letter which           should affect him if he were Peter�察�and 

yet   seem   a   mere   statement      of   dry   facts   if   he   were   a   stranger。 The 

church clock pealed out          two before I had done。 

     The   next   morning   news   came�察  �both   official   and   otherwise�察  �that   the 

Town and County Bank had stopped payment。                    Miss Matty was ruined。 

     She tried to speak quietly to me�察�but when she came to the actual                   fact 

that   she   would   have   but   about   five   shillings   a   week   to   live upon�察  �she 

could not restrain a few tears。 

     ;I   am   not   crying   for   myself�察  �dear�察─  �said   she�察  �wiping   them   away�察   �I 

believe I am crying for the very silly thought of how my mother                       would 

grieve if she could know�察�she always cared for us so much                    more than for 

herself。     But     many     a  poor    person     has   less�察  �and   I  am     not    very 

extravagant�察  �and�察  �thank   God�察  �when   the   neck   of   mutton�察  �and        Martha's 

wages�察�and the rent are paid�察�I have not a farthing owing。                   Poor Martha� �

I think she'll be sorry to leave me。; 

     Miss Matty smiled at me through her tears�察�and she would fain have 

had me see only the smile�察�not the tears。 



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          CHAPTER XIV ´ FRIENDS IN 

                                      NEED 



     IT was an example to me�察�and I fancy it might be to many others�察�to 

see   how   immediately   Miss   Matty   set   about   the   retrenchment   which   she 

knew     to   be  right   under    her  altered    circumstances。       While     she   went 

down to speak   to Martha�察 �and break the intelligence to   her�察�I   stole               out 

with my letter to the Aga Jenkyns�察�and went to the signor's                    lodgings to 

obtain   the   exact   address。    I   bound   the   signora   to  secrecy�察  �and   indeed 

her   military   manners   had   a   degree   of   shortness      and   reserve   in   them 

which made her always say as little as              possible�察�except when under the 

pressure     of   strong   excitement。        Moreover        ��which    made     my   secret 

doubly   sure���察  �the   signor   was   now   so     far   recovered   as   to   be   looking 

forward   to   travelling   and   conjuring      again   in   the   space   of   a   few   days�察�

when he�察 �his   wife�察 �and   little    Phoebe   would  leave   Cranford。         Indeed�察  �I 

found   him   looking   over   a      great   black   and   red   placard�察  �in   which   the 

Signor Brunoni's        accomplishments were set forth�察�and to which only the 

name of the       town where he would next display them was wanting。                     He 

and   his   wife   were   so   much   absorbed   in   deciding   where   the   red   letters 

would come         in with most effect ��it might have been the Rubric for that 

matter���察  �that    it  was  some    time   before   I  could   get   my   question     asked 

privately�察   �and   not   before   I  had   given   several    decisions�察   �the  which     I 

questioned   afterwards   with   equal   wisdom   of   sincerity   as   soon   as        the 

signor threw in his doubts and reasons on the important                 subject。     At last 

I got the address�察�spelt by sound�察�and very queer              it looked。     I dropped it 

in the post on my way home�察�and then for a               minut

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